Compare TD Loans & Personal Lines Of Credit. In terms of needs that are borrowing there’s no one size that fits all.

Compare TD Loans & Personal Lines Of Credit. In terms of needs that are borrowing there’s no one size that fits all.

Read about the distinctions between that loan and a relative credit line.

Get and continue maintaining good credit

Find down what’s associated with getting credit, simple tips to maintain your credit rating healthy and much more.

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Transcript

Voice-Over

To assist you determine which monetary lending choice might be suitable for you, keep the after in your mind:

Have you got a well-defined borrowing need with a certain objective – such as for instance purchasing a vehicle, consolidating financial obligation or any other major cost? Then that loan might be a much better choice. A lump is provided by it sum of cash at the start. It is possible to choose a hard and fast or variable interest rate… and choose your re payment regularity which range from regular to biweekly, semi-monthly or month-to-month.

Then a line of credit may be a better option – as the funds up to your available credit limit are there, whenever you want if, on the other hand, you need the flexibility to borrow for a variety of needs, without having to reapply every time! And also you pay just interest on which you utilize.

Talk to a TD agent to learn more about which solution may be suitable for your borrowing requirements!

On-Screen Graphics

Loan vs. Loan vs. lend Loan vs. credit line Loan vs. uncover cash on ground

Loan vs. Personal Credit Line

Interest Fixed Adjustable

Weekly Bi-weekly Semi-monthly Month-to-month

Content in this video clip is for informational purposes just and can even differ predicated on specific circumstances.

Please talk with a TD banking expert regarding your particular requirements.

В® The TD logo design along with other trade-marks would be the home of this Toronto-Dominion Bank.

Transcript

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Screen Text: Debunking credit score urban urban urban myths Big Foot Debunking goat that is debunking yoga

Debunking credit score urban myths is clicked and name seems.

Screen Text: Debunking credit score urban myths

Speaker: Unlike a conspiracy that is internet, fico scores really should not be frightening.

A meter advances from a minimal credit history to high credit rating. A vehicle seems.

Speaker: They suggest how good you handle your credit re re payments.

Re Payment Due name appears. A hand clicks onto it, changing the name to cover Bill.

Screen Text: Payment Due Pay Bill Minimum re re re payment Paid

Speaker: Having good credit payment history- and that means you make at the very least your minimal payment and always allow it to be on time – will allow you to attain a greater credit history.

A calendar is shown with a check mark at the conclusion of this thirty days.

Screen Text: minimal re payment on time

A meter advances from a reduced credit rating to high credit history.

Speaker: as a result might help help you get authorized for credit for bigger purchases – like your very first home examine the link – in the long run.

A agreement seems and it is being finalized. A residence is shown.

Screen Text: make approvals easier

An envelope seems.

Speaker: Making your instalments on time pertains to your entire individual bills, together with your phone bill as well as other bills.

A bill is revealed in the envelope. A phone seems by having a Pay Bill symbol. The symbol is clicked and modifications to Paid!

Screen Text: all your valuable individual bills spend Bill Paid

Speaker: additionally, make sure that you need and that you use them responsibly by staying within your credit limit that you only apply for credit products.

Screen Text: just make an application for credit products you need

an amount of bank cards circle the screen and one stops and remains on screen. The credit is showed by a credit meter card going over the limitation after which back to the goal area.

Screen Text: remain in your restriction

Speaker: Finally, keep in mind not to ever make an application for credit numerous times more than a period that is short this too can adversely affect your credit history!

A meter advances from the high credit history to low credit rating as being a hand clicks an Apply symbol many times.

Screen Text: Apply Applying many times

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